Today's Rates

The Annual Percentage Rate (APR) is determined based on different loan amounts and types. For conforming, FHA, and VA loans, the APR is calculated based on a loan amount of $450,000. For jumbo loans with an 80% Loan to Value ratio, the APR is based on a loan amount of $850,000. FHA and VA rates are based on a 1% Origination Fee. The APR assumes no increase in the financial index. However, after a fixed period, your interest rate and monthly payment may increase based on market index fluctuations.