Friday, May 29, 2026
Want to know when rates drop?
The Annual Percentage Rate (APR) is determined based on different loan amounts and types. For conforming, FHA, and VA loans, the APR is calculated based on a loan amount of $375,000. All rates are based on approximately 0.823 to 1.173 discount points paid by the borrower. The APR assumes no increase in the financial index. However, after a fixed period, your interest rate and monthly payment may increase based on market index fluctuations.